
Book
When Good People Have Bad Credit
Book Description:
This is the workbook that Credit Agencies and creditors do not want you to read. Within, these 63 pages will empower and educate consumers.
- Did you know that in the state of Texas - adverse credit reporting can be removed after 4 years instead of 7 years? It is referred to as the Statue of Limitations for credit debt.
- Did you know that you may contact your creditors via letter and have them NOT contact your via telephone?
- Did you know the more addresses you have on your credit report can lower your credit score?
- Remember your credit report is as good as the person earning $14 an hour who enters the data.
Price: $20.00
Author: Monique Swygert
Author: Monique Swygert

Book Author
Monique Swygert
Monique Swygert Goode began her career in the Consumer Credit Counseling Service (CCCS) industry in 1998. As a certified Consumer Credit and Housing Counselor with the largest CCCS, Money Management International, she counseled and educated thousands of consumers about their rights and responsibilities as they pertained to credit and debt. She has been speaking, writing and conducting seminars regarding credit and debt for 10 years.
In 2003, Monique began writing a column titled the Credit Corner for local newspapers and online sites across the United States. These articles continue to educate and enhance consumers’ knowledge base of credit and debt.
Her no-nonsense approach to credit and debt along with her years of experience in the credit industry provides an effective and practical approach to conquering credit and debt problems. Her seminar is accompanied by a 63 page work booklet.
In her Credit Corner seminars she reviews consumers rights and responsibilities as they pertain to but are not limited to:
Fair Credit Reporting Act (FCRA)
- Fair Debt Collections Practices ACT (FDCPA)
- Fair and Accurate Credit Transaction Act (FACTA)
- Collection Calls
- Creditor Harassment
- Removing errors from your Credit Report
Disclaimer: This website has been developed as a site for credit and debt information for consumers. This website is not to be construed as financial advice or consultation. This website is not to be used in place of professional financial counseling. Please consult your CPA (Certified Public Accountant), or Financial Planner for investment advice.
About The Book

Table of contents
When Good People Have Bad Credit is for everyone who wants to understand and improve their credit. Learn how to lower their Interest Rates. Increase their credit score. This booklet will teach you: How to deal with harassing creditors. We teach you the secrets; buy the book to learn more.
Fair Credit Reporting Act (FCRA)
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collections Practices ACT (FDCPA)
- Fair and Accurate Credit Transaction Act (FACTA)
- Collection Calls/Creditor Harassment
- Removing errors from your Credit Report
Upcoming Events

Texas International Beauty and Wellness Expo
October 30 - November 1, 2021 at Hilton Anatole, Dallas, TX
Ms. Swygert will teach a no-nonsense approach to credit and debt along with her years of experience in the credit industry provides an effective and practical approach to conquer credit and debt problems. Her seminar is accompanied by a 63 page work booklet. https://www.texashairshows.com/team-4
Register Now
Kick Start New Year with Better Credit
January 15, 2021 - Online Seminar
Ms. Swygert will teach a no-nonsense approach to credit and debt along with her years of experience in the credit industry provides an effective and practical approach to conquer credit and debt problems. Her seminar is accompanied by a 63 page work booklet.
Register NowTestimonials



Subscribe To Start Better Credit.
Join 5000 Others. Get Instant Access to Financial Tips, Updated Credit Strategies, and Tips to Building a Better Credit Score.